You've found the perfect place. Now comes referencing, the checks that confirm you're a good fit for the property. Being prepared can be the difference between getting the keys and losing out.
What do referencing checks cover?
Identity and Right to Rent. In England, landlords must check you have the right to rent in the UK.
Income. Proof you can comfortably afford the rent, such as payslips or an employment contract.
Credit history. A check for things like missed payments or County Court Judgments.
Previous landlord reference. Confirmation that you paid rent on time and looked after the property.
How to speed things up
Get your documents ready. Passport or share code, three months of payslips and bank statements.
Give your referees a heads-up. Quick replies from employers and landlords mean quicker approval.
Be upfront. If something might show up on your credit file, explain it early.
Line up a guarantor if needed. Students, freelancers and first-time renters often find this helps.
What will it cost?
You can't be charged for referencing. A holding deposit to reserve a property is capped at one week's rent, and rent in advance is limited to one month.
Renting with Benchmark
We keep referencing simple, quick and transparent. Have a question about applying?
Call 020 3832 6106 or email hello@benchmarkea.co.uk.